Superannuation

older-coupleSuperannuation 

If one of your financial goals is to fund a comfortable retirement, then you may decide to invest additional money in superannuation. Superannuation is considered one of the most tax-effective ways to save for retirement.

Superannuation allows you to invest your money across a wide range of asset classes. You can usually choose a mix of these investments, in line with your feelings about risk and return. Likewise, you can generally choose which professional investment managers will look after your money in the fund. Request Info >

Fund insurance premiums with superannuation

Most of us would rather spend our money on ourselves and our families rather than life insurance. This is the reason why Australia is one of the most under-insured countries in the developed world.

There is a way for you to have comprehensive insurance without impacting on your cashflow by funding your insurance premiums with your superannuation. This strategy minimises the effects on your cashflow however isn’t for everyone as it will erode your superannuation balance available at retirement. If you are concerned about cashflow and having the right insurance, talk to us today to find out if this strategy could be right for you.

As there are potential tax considerations on benefits paid you should obtain professional advice when considering these options. We will be pleased to help you determine if it’s appropriate for you. Request Info >

Superannuation consolidation – find your lost super

consol-super

If you are the same as many other Australians, you probably have more than one superannuation account which means you may be paying double or sometimes triple fees. As part of the service we provide, we can take the hassle out of dealing with each superannuation fund and organise to consolidate all of your super into one account.

Where a fund has insurance cover it may be appropriate to keep it going until replacement cover is in place.  We’ll advise you on the options to consider.

We will also complete searches on your behalf to help ensure you don’t have any lost unclaimed super. Request Info >

DISCLAIMER | COMPLAINTS PROCEDURE

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